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Kentucky

Kentucky

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Demographics

Predominantly WhiteSimpson's Diversity Index: 31
Population4,510,725
Foreign Born2.6%
Population Density114people per mi²
Median Age39.1 yrs
Demographics Trajectory
StableSince 2000, this state has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
B
Good

Above-average quality of iife. The area offers a reasonable cost of living, decent mobility, and a mix of neighborhood amenities.

Quality of Life measures an area by evaluating factors like cost of living, nearby amenities, country club access, airport proximity, socioeconomic signals and neighborhood character. For large states, this is a general average — quality of life can vary dramatically between metro areas, suburbs, and rural communities within the same state.

Cost of Living

75/100

25% below national average

A+
Affordability Ratio

114%

The Real Cost of Living in Kentucky

TierIndividualFamily (4)
Survival $15k$28k
Comfortable $37k$55k
Luxury $113k+$175k+
Elite (Top 5%) $141k+$219k+

Economics

Overall Economy Grade
C
Average

An economy roughly in line with the national baseline across income, employment, and housing.

Median HHI
$62k+3.7%
17% below US avg
Avg Net Worth
$404k
38% below US avg
WFH
9.1%
36% below US avg
Homeownership
68.3%
4% above US avg
Median Home
$192k
32% below US avg
Avg HH Debt
$21k
16% above US avg
Poverty Rate
16.1%
40% above US avg
Public Assistance
13.4%
15% above US avg
Unemployment
4.8%
30% above US avg
Median Rent
$933
20% below US avg

Crime

Overall Crime Grade
B
Safe

Generally safer than 64% of comparable U.S. locations.

Crime Rate
14.0
Incidents per 1,000 residents
5yr Trend
−27.1%
Overall crime change since 2020

Violent Crime

5yr−27.6%
Homicide
0.03 / 1k Residents59% below US avg
Robbery
0.28 / 1k Residents58% below US avg
Aggravated Assault
1.35 / 1k Residents50% below US avg

Property Crime

5yr−26.5%
Burglary
1.59 / 1k Residents41% below US avg
Larceny-Theft
8.54 / 1k Residents39% below US avg
Motor Vehicle Theft
1.82 / 1k Residents36% below US avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+15Solidly Conservative
State Legislature of Kentucky
Kentucky Senate6D · 32R
Kentucky House20D · 80R
Presidential Voting Trends for Kentucky
Dem Rep
30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C+
Fair9.6% of income
Property Rights
D+
WeakIJ Grade D+
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (60% of energy produced in-state)

Personal Liberty

Raw Milk
D-
RestrictedLimited
Gambling Laws
C+
LimitedTribal · Poker · Sportsbetting
Marijuana Laws
C+
LimitedMedical only

Homesteading

Growing Season204 daysstatewide average
Annual Rainfall52.6"statewide average
Elevation667 ftstatewide average

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Best Places to Live

Cities

Largest Cities in Kentucky

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-18T22:38:41.000Z

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