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Georgetown, KY

Photo: Wikipedia

Georgetown, KY

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Demographics

Predominantly WhiteSimpson's Diversity Index: 32
Population38,206
Foreign Born1.7%
Population Density2,140people per mi²
Median Age32.7 yrs
Demographics Trajectory
GrowingSince 2010, this city's population has grown with relatively minor shifts in racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

97/100

3% below national average

A

The Real Cost of Living in Georgetown, Kentucky

TierIndividualFamily (4)
Survival $19k$36k
Comfortable $47k$70k
Luxury $108k+$167k+
Elite (Top 5%) $127k+$196k+
Affordability Ratio

112%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean96%
RisksNeutralGrowth
Premium
40
Positive
13
Poor
0
Negative
2

Groceries

0 within 10 miles

Gas

0 within 10 miles

Hospital

0 within 20 miles

Airport

Indianapolis International Airport

139.4mi

Post Office

Critical Amenities

Country Clubs

Nearest private club or country club.

Golf0 
Camping12Nearest 27.2 mi
Marina0 
Winery0 
Ice Rink0 
Gun Range0 

Affluence Level

Overall Affluence Grade
C
Average

A middle-class area roughly in line with national averages across income, home values, education, and employment.

Median HHI
$78k+5.2%
4% above US avg
Est. Avg Net Worth
$392k
40% below US avg
College Educated
32.5%
7% below US avg
WFH
9.4%
34% below US avg
Homeownership
62.9%
4% below US avg
Median Home
$244k
13% below US avg

Crime

Overall Crime Grade
A
Very Safe

Lower crime rates than 84% of comparable U.S. locations.

Crime Rate
11.9
Incidents per 1,000 residents
5yr Trend
−28.8%
Overall crime change since 2020

Violent Crime

5yr−15.3%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.07 / 1k Residents74% below state avg
Aggravated Assault
0.97 / 1k Residents28% below state avg

Property Crime

5yr−42.3%
Burglary
0.63 / 1k Residents60% below state avg
Larceny-Theft
8.83 / 1k Residents3% above state avg
Motor Vehicle Theft
0.87 / 1k Residents52% below state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+7Leans Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Georgetown, Kentucky
Dem Rep
30%40%50%60%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C+
Fair9.6% of income
Property Rights
D+
WeakIJ Grade D+
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (60% of energy produced in-state)

Personal Liberty

Raw Milk
D-
RestrictedLimited
Gambling Laws
C+
LimitedTribal · Poker · Sportsbetting
Marijuana Laws
C+
LimitedMedical only

Homesteading

Growing Season200 days282 frost-free
Annual Rainfall54.0"
Elevation817 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
D
Poor13 mi to nearest major city
Pop. Density
D-
Poor2,140/sq mi
Fallout Danger
B
Fair3 within ~30 mi
Natural Disaster
C
WeakInland Flooding, Tornado, Strong Wind, Earthquake, Cold Wave
Border / Coast
A+
Greatborder 347 mi · coast 438 mi
FEMA Expected Loss$20.6M/yrfor the county

Key Distances

Nearest Major CityLexington323k people are 13 mi away
Nearest Major AirportNo hub airport within 50 mi
Distance to State Capital18 miFrankfort, KY
Nearest Prison1.2 mi2 within 25 mi

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T09:46:36.000Z

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