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Fort Thomas, KY

Photo: Wikipedia

Fort Thomas, KY

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Demographics

HomogeneousSimpson's Diversity Index: 19
Population17,242
Foreign Born1.2%
Population Density3,039people per mi²
Median Age37.9 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

99/100

1% below national average

A

The Real Cost of Living in Fort Thomas, Kentucky

TierIndividualFamily (4)
Survival $17k$33k
Comfortable $59k$86k
Luxury $182k+$282k+
Elite (Top 5%) $218k+$338k+
Affordability Ratio

117%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean95%
RisksNeutralGrowth
Premium
34
Positive
20
Poor
0
Negative
3

Groceries

5 within 10 miles

1.5mi

Gas

20 within 10 miles

0.5mi

Hospital

20 within 20 miles

0.8mi

Airport

John Glenn Columbus International Airport

104.5mi

Post Office

USPS — Fort Thomas, KY

0.3mi

Critical Amenities

Golf6Nearest 2 mi
Camping14Nearest 4.1 mi
Marina6Nearest 0.8 mi
Winery4Nearest 3.8 mi
Ice Rink1Nearest 3.8 mi
Gun Range0Nearest 10.3 mi

Affluence Level

Overall Affluence Grade
B-
Good

An upper-middle-class area. Household wealth, education levels, and homeownership run ahead of national benchmarks.

Median HHI
$101k+5.7%
34% above US avg
Est. Avg Net Worth
$579k
12% below US avg
College Educated
55.6%
59% above US avg
WFH
14.7%
3% above US avg
Homeownership
70.2%
7% above US avg
Median Home
$301k
7% above US avg

Crime

Overall Crime Grade
A-
Very Safe

Lower crime rates than 79% of comparable U.S. locations.

Crime Rate
4.6
Incidents per 1,000 residents
5yr Trend
+16.7%
Overall crime change since 2020

Violent Crime

5yr+29.0%
Homicide
0.06 / 1k Residents131% above state avg
Robbery
0.00 / 1k Residents100% below state avg
Aggravated Assault
0.18 / 1k Residents87% below state avg

Property Crime

5yr+4.4%
Burglary
0.60 / 1k Residents63% below state avg
Larceny-Theft
3.10 / 1k Residents64% below state avg
Motor Vehicle Theft
0.48 / 1k Residents74% below state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+18Solidly Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Fort Thomas, Kentucky
Dem Rep
20%30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C+
Fair9.6% of income
Property Rights
D+
WeakIJ Grade D+
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (60% of energy produced in-state)

Personal Liberty

Raw Milk
D-
RestrictedLimited
Gambling Laws
C+
LimitedTribal · Poker · Sportsbetting
Marijuana Laws
C+
LimitedMedical only

Homesteading

Growing Season208 days277 frost-free
Annual Rainfall49.1"
Elevation817 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C-
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
F
Poor3.6 mi to nearest major city
Pop. Density
D-
Poor3,039/sq mi
Fallout Danger
B-
Fair3 within ~30 mi
Natural Disaster
C-
WeakInland Flooding, Tornado, Cold Wave, Strong Wind, Heat Wave
Border / Coast
A+
Greatborder 290 mi · coast 464 mi
FEMA Expected Loss$26.0M/yrfor the county

Key Distances

Nearest Major CityCincinnati309k people are 3.6 mi away
Nearest Major AirportNo hub airport within 50 mi
Distance to State Capital65 miFrankfort, KY
Nearest Prison2.6 mi6 within 25 mi

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T10:44:03.000Z

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