AreaScoop
Stephenville, TX

Photo: Wikipedia

Stephenville, TX

Find The Best Places To Live
in Stephenville

PRO TIP! You can paste a Zillow or Redfin link.

Demographics

Predominantly WhiteSimpson's Diversity Index: 43
Population21,345
Foreign Born2.3%
Population Density1,762people per mi²
Median Age26.0 yrs
Demographics Trajectory
GrowingSince 2010, this city's population has grown with relatively minor shifts in racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A-
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

90/100

10% below national average

A+

The Real Cost of Living in Stephenville, Texas

TierIndividualFamily (4)
Survival $18k$34k
Comfortable $44k$65k
Luxury $100k+$154k+
Elite (Top 5%) $117k+$182k+
Affordability Ratio

86%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean90%
RisksNeutralGrowth
Premium
40
Positive
37
Poor
6
Negative
4

Groceries

5 within 10 miles

0.7mi

Gas

0 within 10 miles

Hospital

3 within 20 miles

0.2mi

Airport

Stephenville Clark Regional Airport

1.2mi

Post Office

USPS — Stephenville, TX

0.2mi

Critical Amenities

Golf1Nearest 0.9 mi
Camping20Nearest 23.1 mi
Marina0Nearest 16.8 mi
Winery0 
Ice Rink0Nearest 74.7 mi
Gun Range2Nearest 4.7 mi

Affluence Level

Overall Affluence Grade
C-
Average

A middle-class area roughly in line with national averages across income, home values, education, and employment.

Median HHI
$56k+15.4%
26% below US avg
Est. Avg Net Worth
$407k
38% below US avg
College Educated
33.5%
4% below US avg
WFH
3.8%
73% below US avg
Homeownership
45.7%
30% below US avg
Median Home
$226k
20% below US avg

Crime

Overall Crime Grade
A+
Very Safe

Lower crime rates than 92% of comparable U.S. locations.

Crime Rate
8.6
Incidents per 1,000 residents
5yr Trend
−41.4%
Overall crime change since 2020

Violent Crime

5yr−61.4%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.00 / 1k Residents100% below state avg
Aggravated Assault
0.40 / 1k Residents83% below state avg

Property Crime

5yr−21.4%
Burglary
0.71 / 1k Residents71% below state avg
Larceny-Theft
6.47 / 1k Residents49% below state avg
Motor Vehicle Theft
0.49 / 1k Residents80% below state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+18Solidly Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Stephenville, Texas
Dem Rep
20%30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
A-
High Autonomy

Strong independent fundamentals that actively favor personal liberty and low regulation.

State Policy

Tax Burden
B
Fair8.6% of income
Property Rights
C+
FairIJ Grade C+
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A+
GreatNo notice required

Energy independence: Net exporter (220% of energy produced in-state)

Personal Liberty

Raw Milk
A-
OpenFarm sales legal
Gambling Laws
D+
RestrictedTribal · Poker · Betting
Marijuana Laws
C+
LimitedMedical only

Homesteading

Hardiness Zone8B~18°F min
Growing Season262 days338 frost-free
Annual Rainfall30.6"
Elevation1,283 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C+
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
C+
Weak63 mi to nearest major city
Pop. Density
C-
Weak1,762/sq mi
Fallout Danger
B
Fair2 within ~30 mi
Natural Disaster
D-
PoorInland Flooding
Border / Coast
A+
Greatborder 252 mi · coast 255 mi
FEMA Expected Loss$33.9M/yrfor the county

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-18T19:22:45.000Z

What your realtor won't tell you!

Find the best place to live

Go beyond the listing to get the inside scoop on any home in the US.

PRO TIP! You can paste a Zillow or Redfin link.