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South Bend, IN

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South Bend, IN

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Demographics

Majority WhiteSimpson's Diversity Index: 65
Population102,866
Foreign Born6.1%
Population Density2,455people per mi²
Median Age33.9 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A-
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

69/100

31% below national average

A+

The Real Cost of Living in South Bend, Indiana

TierIndividualFamily (4)
Survival $16k$30k
Comfortable $27k$39k
Luxury $95k+$147k+
Elite (Top 5%) $119k+$185k+
Affordability Ratio

134%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A
Hood Index scan area
Luxury Lean85%
RisksNeutralGrowth
Premium
40
Positive
40
Poor
8
Negative
15

Groceries

7 within 10 miles

0.8mi

Gas

20 within 10 miles

0.6mi

Hospital

12 within 20 miles

1.1mi

Airport

MDW — Midway International

76.8mi

Post Office

USPS — South Bend, IN

0.7mi

Critical Amenities

Golf7Nearest 1.8 mi
Camping11Nearest 9.5 mi
Marina0 
Winery0Nearest 11.4 mi
Ice Rink1Nearest 5.4 mi
Gun Range1Nearest 4.6 mi

Affluence Level

Overall Affluence Grade
D+
Soft

A below-average socioeconomic profile. Incomes, home values, and educational attainment trail the U.S., with higher poverty and unemployment.

Median HHI
$53k+7.0%
30% below US avg
Est. Avg Net Worth
$255k
61% below US avg
College Educated
29.4%
16% below US avg
WFH
10.0%
30% below US avg
Homeownership
58.8%
10% below US avg
Median Home
$125k
56% below US avg

Crime

Overall Crime Grade
B
Safe

Generally safer than 65% of comparable U.S. locations.

Crime Rate
14.9
Incidents per 1,000 residents
5yr Trend
−12.9%
Overall crime change since 2020

Violent Crime

5yr−20.8%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.34 / 1k Residents48% above state avg
Aggravated Assault
3.92 / 1k Residents123% above state avg

Property Crime

5yr−5.1%
Burglary
1.17 / 1k Residents2% below state avg
Larceny-Theft
7.24 / 1k Residents4% above state avg
Motor Vehicle Theft
1.80 / 1k Residents40% above state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+13Leans Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for South Bend, Indiana
Dem Rep
30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
B-
Fair9.3% of income
Property Rights
B
GoodIJ Grade B
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A+
GreatNo notice required

Energy independence: Importer (35% of energy produced in-state)

Personal Liberty

Raw Milk
F
ProhibitedIllegal
Gambling Laws
A
Broadly OpenCasinos · Poker · Sportsbetting
Marijuana Laws
F
ProhibitedIllegal

Homesteading

Growing Season183 days243 frost-free
Annual Rainfall45.0"
Elevation722 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C-
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
F
Poor72 mi to nearest major city
Pop. Density
D-
Poor2,455/sq mi
Fallout Danger
A
Good2 within ~30 mi
Natural Disaster
F
PoorInland Flooding, Cold Wave, Tornado, Hail, Strong Wind
Border / Coast
A+
Greatborder 218 mi · coast 610 mi
FEMA Expected Loss$60.2M/yrfor the county

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-22T09:06:58.000Z

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