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Shelby, MT

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Shelby, MT

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Demographics

Predominantly WhiteSimpson's Diversity Index: 37
Population3,129
Foreign Born1.9%
Population Density541people per mi²
Median Age42.0 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

69/100

31% below national average

A+

The Real Cost of Living in Shelby, Montana

TierIndividualFamily (4)
Survival $12k$23k
Comfortable $40k$59k
Luxury $96k+$149k+
Elite (Top 5%) $137k+$212k+
Affordability Ratio

91%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean96%
RisksNeutralGrowth
Premium
3
Positive
12
Poor
0
Negative
0

Groceries

2 within 10 miles

0.2mi

Gas

7 within 10 miles

0.1mi

Hospital

2 within 20 miles

0.4mi

Airport

LAS — Harry Reid International

874.5mi

Post Office

USPS — Shelby, MT

0.2mi

Critical Amenities

Golf0 
Camping20Nearest 23.6 mi
Marina0 
Winery0 
Ice Rink0Nearest 114.3 mi
Gun Range1Nearest 1.4 mi

Affluence Level

Overall Affluence Grade
C-
Average

A middle-class area roughly in line with national averages across income, home values, education, and employment.

Median HHI
$53k+3.3%
29% below US avg
Est. Avg Net Worth
$528k
20% below US avg
College Educated
19.4%
45% below US avg
WFH
5.1%
64% below US avg
Homeownership
64.9%
1% below US avg
Median Home
$206k
27% below US avg

Crime

Overall Crime Grade
B-
Safe

Generally safer than 57% of comparable U.S. locations.

Crime Rate
18.5
Incidents per 1,000 residents
5yr Trend
−21.7%
Overall crime change since 2020

Violent Crime

5yr−14.2%
Homicide
0.03 / 1k ResidentsEqual to state avg
Robbery
0.18 / 1k ResidentsEqual to state avg
Aggravated Assault
3.25 / 1k ResidentsEqual to state avg

Property Crime

5yr−29.3%
Burglary
1.30 / 1k ResidentsEqual to state avg
Larceny-Theft
11.66 / 1k ResidentsEqual to state avg
Motor Vehicle Theft
1.34 / 1k ResidentsEqual to state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+15Solidly Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Shelby, Montana
Dem Rep
30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B+
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C-
Weak10.5% of income
Property Rights
C-
FairIJ Grade C-
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A-
GoodLow regulation

Energy independence: Net exporter (120% of energy produced in-state)

Personal Liberty

Raw Milk
A-
OpenFarm sales legal
Gambling Laws
B
Broadly OpenTribal · Poker · Sportsbetting
Marijuana Laws
A+
Fully LegalRecreational

Homesteading

Hardiness Zone4A~-27°F min
Growing Season147 days194 frost-free
Annual Rainfall12.5"
Elevation3,278 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
A-
Resilient

Strong survivability profile. Good buffer from population centers, with manageable environmental and tactical risks.

Strategic Pillars

City Proximity
A+
Great1916 mi to nearest major city
Pop. Density
C-
Weak541/sq mi
Fallout Danger
B
Fair0 within ~30 mi
Natural Disaster
A
GreatCold Wave, Inland Flooding, Strong Wind, Earthquake, Drought
Border / Coast
B+
Goodborder 34 mi · coast 483 mi
FEMA Expected Loss$4.5M/yrfor the county

Key Distances

Nearest Major CitySeattle737k people are 487 mi away
Nearest Major AirportNo hub airport within 50 mi
Distance to State Capital133 miHelena, MT
Nearest Prison1.7 mi1 within 25 mi

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-20T08:57:05.000Z

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