AreaScoop
Findlay, OH

Photo: Wikipedia

Findlay, OH

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Demographics

Predominantly WhiteSimpson's Diversity Index: 29
Population40,280
Foreign Born2.6%
Population Density2,026people per mi²
Median Age38.8 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
B+
Good

Above-average quality of iife. The area offers a reasonable cost of living, decent mobility, and a mix of neighborhood amenities.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

73/100

27% below national average

A+

The Real Cost of Living in Findlay, Ohio

TierIndividualFamily (4)
Survival $15k$28k
Comfortable $36k$52k
Luxury $104k+$161k+
Elite (Top 5%) $137k+$213k+
Affordability Ratio

110%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A
Hood Index scan area
Luxury Lean82%
RisksNeutralGrowth
Premium
40
Positive
40
Poor
10
Negative
10

Groceries

4 within 10 miles

1.7mi

Gas

20 within 10 miles

0.6mi

Hospital

4 within 20 miles

2.2mi

Airport

DTW — Detroit Metropolitan Wayne County

81.8mi

Post Office

USPS — Findlay, OH

1mi

Critical Amenities

Country Clubs

1 private club within 10 miles.

Golf3Nearest 2.5 mi
Camping10Nearest 27.9 mi
Marina0 
Winery1Nearest 2 mi
Ice Rink0 
Gun Range1Nearest 1.7 mi

Affluence Level

Overall Affluence Grade
C-
Average

A middle-class area roughly in line with national averages across income, home values, education, and employment.

Median HHI
$57k+4.3%
24% below US avg
Est. Avg Net Worth
$422k
36% below US avg
College Educated
29.8%
15% below US avg
WFH
8.7%
39% below US avg
Homeownership
58.3%
11% below US avg
Median Home
$183k
35% below US avg

Crime

Overall Crime Grade
B-
Safe

Generally safer than 56% of comparable U.S. locations.

Crime Rate
15.8
Incidents per 1,000 residents
5yr Trend
−17.0%
Overall crime change since 2020

Violent Crime

5yr−16.7%
Homicide*
0.04 / 1k ResidentsEqual to state avg
Robbery*
0.38 / 1k ResidentsEqual to state avg
Aggravated Assault*
1.74 / 1k ResidentsEqual to state avg

Property Crime

5yr−17.3%
Burglary*
1.75 / 1k ResidentsEqual to state avg
Larceny-Theft*
9.70 / 1k ResidentsEqual to state avg
Motor Vehicle Theft*
1.75 / 1k ResidentsEqual to state avg
Source: FBI Crime Data · 2025* = State-level data substituted where local agency has not published figures

Political Climate

Cook PVI: R+14Leans Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Findlay, Ohio
Dem Rep
30%40%50%60%70%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B+
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C+
Weak10.0% of income
Property Rights
C
FairIJ Grade C
Firearm Rights
B-
GoodFPC Grade B-
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (40% of energy produced in-state)

Personal Liberty

Raw Milk
F
ProhibitedIllegal
Gambling Laws
A
Broadly OpenCasinos · Poker · Sportsbetting
Marijuana Laws
A+
Fully LegalRecreational

Homesteading

Growing Season189 days253 frost-free
Annual Rainfall39.8"
Elevation787 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C+
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
C-
Weak504 mi to nearest major city
Pop. Density
D-
Poor2,026/sq mi
Fallout Danger
A
Good4 within ~30 mi
Natural Disaster
C
WeakInland Flooding, Tornado, Hail, Cold Wave, Strong Wind
Border / Coast
A+
Greatborder 147 mi · coast 472 mi
FEMA Expected Loss$30.9M/yrfor the county

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T19:12:13.000Z

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