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Covington, KY

Photo: Wikipedia

Covington, KY

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Demographics

Predominantly WhiteSimpson's Diversity Index: 42
Population40,902
Foreign Born3.9%
Population Density3,107people per mi²
Median Age37.6 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

73/100

27% below national average

A+

The Real Cost of Living in Covington, Kentucky

TierIndividualFamily (4)
Survival $15k$28k
Comfortable $33k$48k
Luxury $106k+$165k+
Elite (Top 5%) $130k+$202k+
Affordability Ratio

123%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean98%
RisksNeutralGrowth
Premium
14
Positive
35
Poor
0
Negative
0

Groceries

5 within 10 miles

0.7mi

Gas

20 within 10 miles

0.8mi

Hospital

20 within 20 miles

2.7mi

Airport

Indianapolis International Airport

106.1mi

Post Office

USPS — Covington, KY

1.3mi

Critical Amenities

Golf7Nearest 5.8 mi
Camping14Nearest 6 mi
Marina6Nearest 5.5 mi
Winery1Nearest 5.2 mi
Ice Rink1Nearest 4.7 mi
Gun Range0Nearest 15 mi

Affluence Level

Overall Affluence Grade
C-
Average

A middle-class area roughly in line with national averages across income, home values, education, and employment.

Median HHI
$59k+9.4%
22% below US avg
Est. Avg Net Worth
$281k
57% below US avg
College Educated
32.0%
9% below US avg
WFH
12.8%
10% below US avg
Homeownership
51.5%
21% below US avg
Median Home
$168k
40% below US avg

Crime

Overall Crime Grade
B
Safe

Generally safer than 67% of comparable U.S. locations.

Crime Rate
16.8
Incidents per 1,000 residents
5yr Trend
−21.7%
Overall crime change since 2020

Violent Crime

5yr−18.7%
Homicide
0.00 / 1k Residents100% below state avg
Robbery
0.60 / 1k Residents115% above state avg
Aggravated Assault
1.56 / 1k Residents15% above state avg

Property Crime

5yr−24.7%
Burglary
1.75 / 1k Residents10% above state avg
Larceny-Theft
9.60 / 1k Residents12% above state avg
Motor Vehicle Theft
2.54 / 1k Residents39% above state avg
Source: FBI Crime Data · 2025

Political Climate

Solidly Conservative
?
Mayor
Ron Washington

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Covington, Kentucky
Dem Rep
30%40%50%60%70%2000200420082012201620202024

Inherited from parent state — no local data available.

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
C+
Fair9.6% of income
Property Rights
D+
WeakIJ Grade D+
Firearm Rights
A
GreatFPC Grade A
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (60% of energy produced in-state)

Personal Liberty

Raw Milk
D-
RestrictedLimited
Gambling Laws
C+
LimitedTribal · Poker · Sportsbetting
Marijuana Laws
C+
LimitedMedical only

Homesteading

Growing Season201 days276 frost-free
Annual Rainfall49.2"
Elevation778 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C-
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
F
Poor4.8 mi to nearest major city
Pop. Density
D-
Poor3,107/sq mi
Fallout Danger
B-
Fair3 within ~30 mi
Border / Coast
A+
Greatborder 294 mi · coast 466 mi

Key Distances

Nearest Major CityCincinnati309k people are 4.8 mi away
Nearest Major AirportNo hub airport within 50 mi
Distance to State Capital61 miFrankfort, KY
Nearest Prison4.7 mi6 within 25 mi

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-21T10:25:27.000Z

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