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Cambridge, MD

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Cambridge, MD

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Demographics

DiverseSimpson's Diversity Index: 66
Population13,094
Foreign Born2.1%
Population Density1,230people per mi²
Median Age38.6 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
A-
Great

A high quality of life with strong walkability, manageable living costs, healthy neighborhood signals, and solid amenity access.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

86/100

14% below national average

A+

The Real Cost of Living in Cambridge, Maryland

TierIndividualFamily (4)
Survival $15k$29k
Comfortable $49k$73k
Luxury $84k+$130k+
Elite (Top 5%) $115k+$178k+
Affordability Ratio

64%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A+
Hood Index scan area
Luxury Lean92%
RisksNeutralGrowth
Premium
27
Positive
40
Poor
3
Negative
2

Groceries

3 within 10 miles

0.7mi

Gas

15 within 10 miles

0.6mi

Hospital

3 within 20 miles

1mi

Airport

BWI — Baltimore/Washington International Thurgood Marshall

53.5mi

Post Office

USPS — Cambridge, MD

1.1mi

Critical Amenities

Country Clubs

Nearest private club or country club.

Golf1Nearest 1.4 mi
Camping20Nearest 2.9 mi
Marina2Nearest 0.7 mi
Winery0Nearest 15.4 mi
Ice Rink0 
Gun Range1Nearest 2 mi

Affluence Level

Overall Affluence Grade
D
Soft

A below-average socioeconomic profile. Incomes, home values, and educational attainment trail the U.S., with higher poverty and unemployment.

Median HHI
$46k+4.9%
38% below US avg
Est. Avg Net Worth
$614k
6% below US avg
College Educated
19.1%
45% below US avg
WFH
6.5%
55% below US avg
Homeownership
41.1%
37% below US avg
Median Home
$254k
10% below US avg

Crime

Overall Crime Grade
D-
High Risk

Significantly higher crime rates than 78% of comparable U.S. locations.

Crime Rate
41.6
Incidents per 1,000 residents
5yr Trend
+74.4%
Overall crime change since 2020

Violent Crime

5yr+42.7%
Homicide
0.15 / 1k Residents188% above state avg
Robbery
1.73 / 1k Residents106% above state avg
Aggravated Assault
2.26 / 1k Residents3% below state avg

Property Crime

5yr+106.0%
Burglary
5.11 / 1k Residents212% above state avg
Larceny-Theft
27.36 / 1k Residents106% above state avg
Motor Vehicle Theft
4.21 / 1k Residents34% above state avg
Source: FBI Crime Data · 2025

Political Climate

Cook PVI: R+8Leans Conservative

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Cambridge, Maryland
Dem Rep
30%40%50%60%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B-
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
D+
Poor11.3% of income
Property Rights
D
WeakIJ Grade D
Firearm Rights
F
PoorFPC Grade F
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (8% of energy produced in-state)

Personal Liberty

Raw Milk
F
ProhibitedIllegal
Gambling Laws
A
Broadly OpenCasinos · Poker · Sportsbetting
Marijuana Laws
A+
Fully LegalRecreational

Homesteading

Growing Season253 days320 frost-free
Annual Rainfall53.8"
Elevation23 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C-
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
F
Poor185 mi to nearest major city
Pop. Density
C-
Weak1,230/sq mi
Fallout Danger
B+
Fair4 within ~30 mi
Natural Disaster
C
WeakCoastal Flooding, Hurricane, Inland Flooding, Drought, Cold Wave
Border / Coast
B
Fairborder 334 mi · coast 54 mi
FEMA Expected Loss$15.7M/yrfor the county

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-22T02:31:13.000Z

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